STORY SUMMARY
Ahora es posible que se esté preguntando cómo pagar un trasplante. Medicare cubre todos los costos asociados, incluyendo la evaluación, la cirugía, la atención de seguimiento y el 80% de los medicamentos inmunosupresores. Además, Medicare cubrirá todos los gastos médicos del donante, y los seguros privados, como los proporcionados por empleadores, así como los programas estatales pueden cubrir los costos. Durante la evaluación, un trabajador social de trasplantes o asesor financiero puede proporcionar más información. No permita que las preocupaciones por los costos impidan buscar un trasplante sin antes discutir todas las opciones con el equipo de trasplantes. Algunos estados en EE.UU. ofrecen cobertura completa bajo Medicaid y los pacientes indocumentados pueden adquirir planes de seguro de salud comercial. La American Transplant Foundation proporciona subvenciones para ayudar con los costos del trasplante. Para más información, visite Americantransplantfoundation.org o consulte con su trabajador social de diálisis o trasplantes.
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Recent updates have highlighted options for covering the costs associated with organ transplants, addressing a crucial concern for many patients. Medicare, for instance, ensures comprehensive coverage, including the transplant evaluation, surgery, follow-up care, and 80% of immunosuppressive medication expenses. Remarkably, Medicare also accommodates all medical expenses for organ donors. Private insurance obtained through employers, or state insurance programs like Medicaid, are also viable options for financing transplant costs.
Patients are encouraged to seek guidance from their transplant social worker or financial advisor to understand the specifics of their coverage options. Unique circumstances mean that medical insurance plans can vary widely, so it is advised not to let financial worries hinder the pursuit of a transplant until all possibilities have been explored. Several states in the U.S. offer full Medicaid coverage for transplant patients permanently residing under the protection of the law, while undocumented patients have the option to purchase unsubsidized health insurance plans through commercial providers, albeit at potentially higher costs.
Support is also available through charitable foundations. The American Transplant Foundation, accessible at AmericanTransplantFoundation.org, offers grants to help cover transplant expenses for any citizen. Additionally, various transplant centers and states have their own charitable organizations that provide financial assistance related to transplants and organ donation. For further details, patients can consult with their dialysis or transplant social worker to explore these financial aid opportunities.
